Terms and Conditions

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Money Science Ltd provides the Web Site with the URL www.marketplace.Marketplace.MoneyScience.com for informational purposes only. Your access to the Web Site is subject to the Terms of Use, and all applicable laws. By accessing, browsing and/or using the Web Site, you accept, without limitation or qualification, the Terms of Use as they apply to you.

Each time you use the Web Site, the current version of the Terms of Use will apply. It is your responsibility to review the most recent version of the Terms of Use frequently and remain informed about any changes to it.

Definitions and Interpretation

The following terms shall have the following meanings:

Account means collectively the personal information, Payment Information and credentials used by Users to access Material and / or any communications System on the Web Site;
Content means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Web Site
Cookie means a small text file placed on your computer by Marketplace.MoneyScience.com when you visit certain parts of this Web Site. This allows us to identify recurring visitors and to analyse their browsing habits within the Web Site. Where e-commerce facilities are provided, Cookies may be used to store your Shopping Cart. Further details are contained in Clause 10 and Schedule 1 of this Policy;
Data means collectively all information that you submit to the Web Site. This includes, but is not limited to, Account details and information submitted using any of our Services or Systems;
License means the Terms of Use governing the use of Material purchased from this Web Site;
Material means Content that Marketplace.MoneyScience.com makes available for purchase or subscription by Users subject to the terms of the appropriate License;
Marketplace.MoneyScience.com means Money Science Limited , CK International House, 1 -6 Yarmouth Place, Mayfair, London, W1J 7BU, UK
Payment Information means any details required for the purchase of Material from this Web Site. This includes, but is not limited to, credit / debit card numbers, bank account numbers and sort codes;
Purchase Information means collectively any orders, invoices, confirmation emails, receipts or similar that may be in hard copy or electronic form;
Service means collectively any online facilities, tools, services or information that Marketplace.MoneyScience.com makes available through the Web Site either now or in the future;
System means any online communications infrastructure that Marketplace.MoneyScience.com makes available through the Web Site either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;
Terms of Use means the terms set out on the Web Site regarding its use as applicable to the user;
User / Users means any third party that accesses the Web Site and is not employed by Marketplace.MoneyScience.com and acting in the course of their employment; and
Web Site means the website that you are currently using (www.Marketplace.MoneyScience.com) and any sub-domains of this site (e.g. subdomain.support.Marketplace.MoneyScience.com) unless expressly excluded by their own Terms of Use.

General Terms of Use

1. License

1.1. Subject to these Terms of Use, we grant to you a limited, personal, non-exclusive, non-transferable license to use the Service for personal, noncommercial purposes. Use for any other purpose requires a separate explicit agreement to be negotiated and signed between yourself and Marketplace.MoneyScience.com. Your right to use the Service is limited by the terms of these Terms of Use. Except for this license granted to you, we retain all right, title, and interest in and to the Site, including all related intellectual property rights, where applicable. The Site is protected by applicable intellectual property laws, including the copyright laws of England and Wales and international treaties. We reserve the right to modify or terminate the Marketplace.MoneyScience.com service for any reason, without notice at any time.

2. Privacy Policy

2.1. As a matter or routine, we collect registration and other information about you through the Service. Our collection and use of this information is governed by our Privacy Policy.

3. Registration

3.1. Users may only maintain one single active registration with Marketplace.MoneyScience.com . By accepting this agreement, you certify that you personally have no other registration with Marketplace.MoneyScience.com unless explicitly agreed with Marketplace.MoneyScience.com by separate written agreement. Each user may select his or her own visible name, and may change this name from time to time. By becoming a user, you agree to have your visible name and such other content as you nominate as visible to other users displayed on the site. You may not enter, select or use a false name or an email address owned or controlled by another person with the intent to impersonate that person. Failure to conform to this requirement shall constitute a breach of these Terms of Use, which may result in immediate termination of your account. You shall be responsible for maintaining the confidentiality of your password and are fully responsible for all activities that occur under your user name and password. Any user name and password provided to you for your access to the service shall be for your personal use only.

4. No Recommendations or Advice

4.1. Marketplace.MoneyScience.com is not a registered financial advisor or broker/dealer. Marketplace.MoneyScience.com should be used for informational purposes only and its content does not constitute investment advice. Marketplace.MoneyScience.com, and its employees and agents are not financial advisors and are not regulated by the UK Financial Services Authority or any other regulatory body. If you make investment decisions in reliance on information you receive in connection with the Service, you do so at your own risk and Marketplace.MoneyScience.com, its employees, and its management will not be liable for any losses that you may sustain.

4.2. You should not make any investment decision without first consulting professional financial advisors and conducting your own research, including carefully reviewing the prospectuses and other public filings of any relevant issuer. To the maximum extent permitted by law, Marketplace.MoneyScience.com disclaims any and all liability in the event any information, analysis, opinions, advice or recommendations on the Site are inaccurate, incomplete or unreliable or result in any investment or other losses. Nothing on the Site should be construed as an offer to sell, an offer to buy, a promotion, or a recommendation for any security or investment by Marketplace.MoneyScience.com or by any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

5. Securities Disclaimer

5.1. You acknowledge that an investment in any security, derivative, commodity, currency or contract is subject to a number of risks and that discussion of any security, derivative, commodity, currency or contract published on the Site will not contain a list or description of relevant risk factors. In addition, please note that some of the investments as to which content is published on the Site may have a low market capitalization, insufficient public float or inadequate secondary market liquidity. Such investments are subject to more risk than investments in larger or more liquid investments, including greater volatility, lower liquidity and the lack of publicly available information. Users should always take appropriate professional advice, including advice regarding the suitability of such investments for their circumstances, prior to any participation in such investments and prior to participation in any such discussion.

6. Eligibility and Restrictions

6.1. You must be 18 years of age or older to use the Service. It is not intended for those under the age of 18. Use of the Service is void where prohibited. You represent and warrant that the profile information you submit is true and accurate and that your use of the Service will not violate any applicable law or regulation. You represent and warrant that you are 18 years of age or older and are fully able and competent to enter into, and abide by the terms of this Agreement.

6.2. When using the Service, you must comply with all applicable laws, including without limitation, the rules and regulations of the UK Financial Services Authority, the Financial Services and Markets Act 2000, the Financial Promotions Order 2005, the European Union Markets in Financial Instruments Directive (MiFID), U.S. Securities and Exchange Commission and the national or other securities exchanges of any jurisdiction in which you are located or operate, or which apply to your activities, including compliance with rules against making false or misleading statements to manipulate the price of a security and any requirements regarding the promotion of investments or the listing of primary securities. You personally will not, and will not permit anyone else to:

6.2.1. Store, copy, modify, distribute, or resell any of the content made available on the Site or compile or collect any content as part of a database or other work, except where such content explicitly permits such use
6.2.2. Use any automated tool (e.g., robots, spiders) to use the Site or store, copy, modify, distribute, or resell any Site Content, except where such content explicitly permits such use.
6.2.3. Rent, lease, or sublicense your access to the Site to another person
6.2.4. Use the Service or Site Content for any purpose except for your own personal use except where explicitly permitted
6.2.5. Circumvent or disable any digital rights management, usage rules, or other security features of the Service
6.2.6. Use the Service in a manner that threatens the integrity, performance, or availability of the Service
6.2.7. Remove, alter, or obscure any proprietary notices (including copyright notices and license terms) on any portion of the Site content

7. User Conduct

7.1. Marketplace.MoneyScience.com asks that you respect our on-line community and participating individuals. Your conduct should be guided by common sense and basic etiquette. To further these common goals when posting submissions to or otherwise using the Site, you agree not to:

7.1.1. Use Marketplace.MoneyScience.com's facilities, services or resources (including the Messaging Service) in a manner which violates any applicable laws or regulations;
7.1.2. Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others; use racially, ethnically, or otherwise offensive language; or discuss or incite illegal activity; or use explicit/obscene language or solicit/post sexually explicit images (actual or simulated);
7.1.3. Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
7.1.4. Intentionally seek information on, obtain copies of or modify files, other data or passwords belonging to other users without permission; solicit a member's password or other account information; or harvest user names, email addresses or other personal information for any purpose;
7.1.5. Post submissions that contain nudity, violence, or offensive subject matter;
7.1.6. Promote information that you know to be false or misleading or that promotes or facilitates illegal activities, piracy, or conduct that is abusive, threatening, obscene, defamatory or libelous;
7.1.7. Sell or otherwise transfer your profile or account on the Service; or
7.1.8. Use Marketplace.MoneyScience.com's facilities, services or resources in a manner that interferes with or disrupts other network users, services or equipment. Such interference or disruption includes, but is not limited to: (i) propagation of computer worms or viruses, (ii) use of the network to make unauthorized entry to other computational, information or communications devices or resources, or (iii) use of automated processes to interact with the Service, such as scripts to harvest data. This includes unauthorized security probing activities or other attempts to evaluate the security integrity of a network or host system without permission.
7.2. Marketplace.MoneyScience.com reserves the right to investigate and take legal action against anyone who, in our sole discretion, violates the restrictions set forth in this Agreement, including without limitation removing any offending profile information or submissions, and terminating your access to the Service.

8. Termination

8.1. Either Marketplace.MoneyScience.com or you may terminate your Account. If Marketplace.MoneyScience.com terminates your Account, you will be notified by email and an explanation for the termination will be provided. Notwithstanding the foregoing, we reserve the right to terminate without giving reasons.

8.2. If Marketplace.MoneyScience.com terminates your Account, we immediately forfeit all rights to use your Material and your Material will be removed from the Web Site. Any outstanding balances due, less applicable commissions and expenses, will be paid to you within two months following receipt of such amounts from the underlying end-user.

8.3. If you terminate your Account, all rights held by Marketplace.MoneyScience.com to use your Material are deemed revoked and your Material will be removed from the Web Site. Any outstanding balances due, less applicable commissions, will be paid to you within one month following receipt of such amounts from the underlying end-user.

9. Marketplace.MoneyScience.com intellectual property rights

9.1. You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by Marketplace.MoneyScience.com, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part. Marketplace.MoneyScience.com grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interfaces that are provided by Marketplace.MoneyScience.com for use in accessing the Service.

10. Feedback

10.1. Marketplace.MoneyScience.com may provide you with a mechanism to provide feedback, suggestions and ideas, if you choose, about the Service ("Feedback"). You agree that Marketplace.MoneyScience.com may, in its sole discretion, use the Feedback you provide to Marketplace.MoneyScience.com in any way, including in future modifications to the Service. You hereby grant Marketplace.MoneyScience.com a perpetual, worldwide, fully transferable, irrevocable, royalty free license to use, reproduce, modify, create derivative works from, distribute and display the Feedback in any manner for any purpose.

11. Disclaimers

11.1. Marketplace.MoneyScience.com makes no warranty or representation that the Web Site will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Services.

11.2. No part of this Web Site is intended to constitute advice and the Content of this Web Site should not be relied upon when making any decisions or taking any action of any kind.

11.3. The information on this Web Site is not designed with commercial purposes in mind. Commercial use of the Content of this Web Site is forbidden under Clause 2.2.1 of these Terms of Use. Any such use constitutes a breach of these Terms of Use and Marketplace.MoneyScience.com makes no representation or warranty that this Content is suitable for use in commercial situations or that it constitutes accurate data and / or advice on which business decisions can be based.

11.4. Whilst every effort has been made to ensure that all descriptions of services available from Marketplace.MoneyScience.com correspond to the actual services available, Marketplace.MoneyScience.com is not responsible for any variations from these descriptions.

11.5. No part of this Web Site is intended to constitute a contractual offer capable of acceptance.

11.6. To the maximum extent permitted by law, Marketplace.MoneyScience.com accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Web Site or any information contained therein.

11.7. YOUR USE OF THE SERVICE AND WEBSITE CONTENT IS AT YOUR SOLE RISK. THE SERVICE AND WEBSITE CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. MARKETPLACE.MONEYSCIENCE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF THE SERVICE AND WEBSITE CONTENT, AND YOU RELY ON THE SERVICE AND WEBSITE CONTENT AT YOUR OWN RISK. ANY MATERIAL OBTAINED THROUGH THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY MATERIAL THROUGH THE SERVICE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM MARKETPLACE.MONEYSCIENCE.COM OR THROUGH OR FROM THE WEBSITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.

12. Availability of the Web Site

12.1. The Service is provided as is and on an as available basis. We give no warranty that the Service will be free of defects and / or faults. To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.

12.2. Marketplace.MoneyScience.com accepts no liability for any disruption or non-availability of the Web Site resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

13. No Waiver

13.1. In the event that any party to these Terms of Use fails to exercise any right or remedy contained herein, this shall not be construed as a waiver of that right or remedy.

14. Limitation of Liability

14.1. To the maximum extent permitted by law, Marketplace.MoneyScience.com accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Web Site or any information contained therein. Users should be aware that they use the Web Site and its Content at their own risk.

14.2. Whilst every effort is made to keep viruses and similar malicious software or code out of Content, Material, Systems and Services provided by Marketplace.MoneyScience.com , Marketplace.MoneyScience.com accepts no liability for any damage done by such elements. Users bear the responsibility of ensuring adequate virus protection for their own systems and are advised to make regular and frequent back-ups.

14.3. Nothing in these Terms of Use excludes or restricts Marketplace.MoneyScience.com’s liability for death or personal injury resulting from any negligence or fraud on the part of Marketplace.MoneyScience.com .

14.4. Whilst every effort has been made to ensure that these Terms of Use adhere strictly with the relevant provisions of the Unfair Contract Terms Act 1977, in the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these Terms of Use and shall not affect the validity and enforceability of the remaining Terms of Use. This term shall apply only within jurisdictions where a particular term is illegal.

14.5. MARKETPLACE.MONEYSCIENCE.COM WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF MARKETPLACE.MONEYSCIENCE.COM HAS BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES), RESULTING FROM YOUR USE OF THE SERVICE AND WEBSITE CONTENT. UNDER NO CIRCUMSTANCES WILL MARKETPLACE.MONEYSCIENCE.COM'S TOTAL LIABILITY OF ALL KINDS ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE OR WEBSITE CONTENT (INCLUDING BUT NOT LIMITED TO WARRANTY CLAIMS), REGARDLESS OF THE FORUM AND REGARDLESS OF WHETHER ANY ACTION OR CLAIM IS BASED ON CONTRACT, TORT, OR OTHERWISE, EXCEED THE TOTAL AMOUNT PAID BY YOU TO MARKETPLACE.MONEYSCIENCE.COM FOR USE OF THE SERVICE AND WEBSITE CONTENT. BECAUSE SOME JURISDICATIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

15. Indemnity

15.1. You will indemnify and hold Marketplace.MoneyScience.com, and its subsidiaries, affiliates, officers, agents, and employees, harmless from any costs, damages, expenses, and liability caused by your use of the Service or Site Content, your violation of this Agreement, or your violation of any rights of a third party through use of the Service or Site Content.

16. Law and Jurisdiction

16.1. These Terms of Use and the relationship between you and Marketplace.MoneyScience.com shall be governed by and construed in accordance with the Law of England and Wales and Marketplace.MoneyScience.com and you agree to submit to the exclusive jurisdiction of the Courts of England and Wales.

17. Notices

17.1. All notices / communications shall be given to us either by post to our Premises (see address above) or by email to support@Marketplace.MoneyScience.com. Such notice will be deemed received 3 days after posting if sent by first class post, the day of sending if the email is received in full on a business day and on the next business day if the email is sent on a weekend or public holiday.

18. Previous Terms of Use

18.1. In the event of any conflict between these Terms of Use and any prior versions thereof, the provisions of these Terms of Use shall prevail unless it is expressly stated otherwise.

19. Contacting Marketplace.MoneyScience.com

19.1. If you have any questions or concerns about the Service or this Agreement, please send us a thorough description by contacting Marketplace.MoneyScience.com HERE.

 

TERMS OF USE FOR THE USE OF COMMENT AND COMMUNICATION FACILITIES

This agreement applies as between you, the User of this Web Site and Marketplace.MoneyScience.com, the owner(s) of this Web Site. Your agreement to comply with and be bound by these Terms of Use is deemed to occur upon your first use of the Web Site. If you do not agree to be bound by these Terms of Use, you should stop using the Web Site immediately.

1. Intellectual Property

1.1. Subject to the exceptions in Clause 3 of these Terms of Use, all Content included on the Web Site, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Marketplace.MoneyScience.com, or our affiliates. By continuing to use the Web Site you acknowledge that such material is protected by applicable United Kingdom and International intellectual property and other laws.

1.2. Subject to Clause 4 of these Terms of Use you may print, reproduce, copy, distribute, store or in any other fashion re-use Content from the Web Site for personal purposes only unless otherwise indicated on the Web Site or unless given express written permission to do so by Marketplace.MoneyScience.com. Personal use includes, but is not limited to, recreational use, social use, and use in education as a student or teacher. Specifically you agree that:

1.2.1. you will not use the Content of the Web Site for commercial purposes; and
1.2.2. you will not systematically copy Content from the Web Site with a view to creating or compiling any form of comprehensive collection, compilation, directory or database unless given express written permission to do so by Marketplace.MoneyScience.com.

2. Third Party Intellectual Property

2.1. Where expressly indicated, certain Content and the Intellectual Property Rights subsisting therein belongs to other parties. This Content, unless expressly stated to be so, is not covered by any permission granted by Clause 2 of these Terms of Use to use Content from the Web Site. Any such Content will be accompanied by a notice providing the contact details of the owner and any separate use policy that may be relevant.

3. Fair Use of Intellectual Property

3.1. Material from the Web Site may be re-used without written permission where any of the exceptions detailed in Chapter III of the Copyright Designs and Patents Act 1988 apply.

4. Links to Other Web Sites

4.1. This Web Site may contain links to other sites. Unless expressly stated, these sites are not under the control of Marketplace.MoneyScience.com or that of our affiliates. We assume no responsibility for the content of such web sites and disclaim liability for any and all forms of loss or damage arising out of the use of them. The inclusion of a link to another site on this Web Site does not imply any endorsement of the sites themselves or of those in control of them.

5. Links to this Web Site

5.1. Those wishing to place a link to this Web Site on other sites may do so only to the home page of the site www.Marketplace.MoneyScience.com or to sub-pages residing under this domain. Deep linking (i.e. links to specific pages within the site) is permitted where such pages are accessible.

5.2. When using the Forums, Blogs, Comment Facilities, News Channels and Communication Facilities and / or any other System and when submitting Content to the Web Site you should do so in accordance with the following rules:

5.2.1. you must not use obscene or vulgar language;
5.2.2. you must not submit Content that is unlawful or otherwise objectionable. This includes, but is not limited to, Content that is abusive, threatening, harassing, defamatory, ageist, sexist or racist;
5.2.3. you must not submit Content that is intended to promote or incite violence;
5.2.4. it is advised that posts on message boards, chat facilities or similar and communications with Marketplace.MoneyScience.com are made using the English language(s) as we may be unable to respond to enquiries submitted in any other languages;
5.2.5. content submissions are required to be made using the English language(s). Content in any other language may be removed at our sole discretion;
5.2.6. you must not post links to other web sites containing any of the above types of Content;
5.2.7. the means by which you identify yourself must not violate these terms of use or any applicable laws;
5.2.8. you must not engage in any form of commercial advertising. This does not prohibit references to businesses for non-promotional purposes including references where advertising may be incidental;
5.2.9. you must not impersonate other people, particularly employees and representatives of Marketplace.MoneyScience.com or our affiliates;
5.2.10. you must not submit material that may contain viruses or any other software or instructions that may damage or disrupt other software, computer hardware or communications networks; and
5.2.11. you must not use our System for unauthorised mass-communication such as spam or junk mail.

5.3. You acknowledge that Marketplace.MoneyScience.com reserves the right to monitor any and all communications made to us or using our System.

5.4. In order to use the Forums, Blogs, Comment Facilities, News Channels and Communication Facilities and any other communication facility that may be added in the future or to submit Content, you are required to submit certain personal details. By continuing to use this Web Site you represent and warrant that:

5.4.1. any information you submit is accurate and truthful; and
5.4.2. you will keep this information accurate and up-to-date.

5.5. By submitting Content you warrant and represent that you are the author of such Content or that you have acquired all of the appropriate rights and / or permissions to use the Content in this fashion. Further, you waive all moral rights in the Content to be named as its author and grant Marketplace.MoneyScience.com a licence to modify the Content as necessary for its inclusion on the Web Site. Marketplace.MoneyScience.com accepts no responsibility or liability for any infringement of third party rights by such Content.

5.6. Unless a User informs Marketplace.MoneyScience.com otherwise, in advance of posting, in writing, and Marketplace.MoneyScience.com agrees to any terms or restrictions, all Content submitted is for publication on the Website and other such uses as Marketplace.MoneyScience.com may deem appropriate under a royalty-free, perpetual basis.

5.7. Marketplace.MoneyScience.com will not be liable in any way or under any circumstances for any loss or damage that you may incur as a result of such Content, nor for any errors or omissions in the Content. Use of and reliance upon such Content is entirely at your own risk.

5.8. Content submitted by Users is not screened by Marketplace.MoneyScience.com prior to appearing online. We retain the right to exercise our sole discretion to remove or relocate any Content as we deem appropriate without the consent of the author. We shall be under no obligation to exercise such discretion. If you wish to enquire as to the removal of Content, please submit your query to jacob@MoneyScience.com. This does not constitute an undertaking to explain our actions.

6. Termination and Suspension

6.1. In the event that any of the provisions of Sub-Clause 5.2 above are not followed, Marketplace.MoneyScience.com reserves the right to suspend or terminate your access to the Service. Any Users banned in this way must not attempt to use the Website under any other name or by using the access credentials of another User, with or without the permission of that User.

7. Privacy

7.1. Use of the Web Site is also governed by our Privacy Policy which is incorporated into these Terms of Use by this reference. To view the Privacy Policy, please click on the link above.

TERMS OF USE PERTAINING TO THE SUBMISSION OF MATERIALS / LISTINGS BY USERS

1. Submission of Material / Listings

1.1. By submitting Material you warrant and represent that you are the author of such Material and that, where appropriate, you have acquired all of the appropriate rights and / or permissions to use the Material in this fashion under the terms of any applicable license. Marketplace.MoneyScience.com accepts no responsibility or liability for any infringement of third party rights by such Material.

1.2. You hereby authorise Marketplace.MoneyScience.com to be your non-exclusive agent licensing your Material to third parties. Such distribution is based on the terms of Marketplace.MoneyScience.com s standard Licence, except as explicitly varied on a case by case basis by separate written agreement.

1.3. By submitting Material you expressly agree that Marketplace.MoneyScience.com may use your Material in the following ways:

1.3.1. for promotional purposes;
1.3.2. for distribution;
1.3.3. for publication; and
1.3.4. where contributed on a no-cost basis, for onward distribution under the terms of the applicable Creative Commons Attribution-Share Alike license, unless explicit alternative license terms have been explicitly agreed, or unless such explicit alternative licence terms have been attached to such materials and lodged within the metadata associated with such materials in the manner prescribed above, and that the terms of such alternative license has been explicitly approved by Marketplace.MoneyScience.com as being valid.

1.4. Listings must be financial products or services targeted at financial service industry participants. We do not provide listings for individual firms, but each listing provides an opportunity to provide an introduction to your business.

1.5. Marketplace.MoneyScience is a business-to-business platform. We do not accept financial Product / Service listings targeting retail customers, and such listings will be excluded.

1.6. Marketplace.MoneyScience provides listings within specified categories. If listings are not placed in the appropriate categories, we reserve the right to switch categories as required. In this event we will inform of you of the change and provide the right to respond.

1.7. The format and layout of individual listings may change as we develop the platform, but we will not make changes to the content you provide.

1.8. Marketplace.MoneyScience does not support multiple categories per listing. If your listing does have relevance across multiple categories then you will need to post separate listings.

1.9. If you think we are missing a category, or have other suggestions about the site, feel free to submit your ideas to: Jacob@moneyscience.com. We will consider submissions for new categories and alert you of their availability if we decide to proceed.

1.10. Firms may choose to purchase credits in order to upgrade Listings to either Premier or Highlighted Status.

1.11. Premier Listings appear above the main body of listings within categories and highlighted listing appear with a highlighted background within the main body of listings.

1.12. In the 8 week launch window which ends on Friday February 10th, 2017 firms may submit up to 5 individual listings. Any additional listings submitted may be removed.

1.13. Individual categories support listings for different periods. Firms which submit listings within the 8 week launch window which ends on Friday February 10th, 2017 can expect their listings within categories to persist as per Table 2 here (pdf) . Firms will be notified 1 week prior to individual listing expiry dates and are entitled to renew listings at the reduced rates specified in the table.

 

2. Moderation and Removal / Amendment Of Content

2.1. Marketplace.MoneyScience.com does not actively monitor your postings to the Site. However, in our efforts to promote good citizenship within the Marketplace.MoneyScience.com community, if Marketplace.MoneyScience.com becomes aware of inappropriate use of the Service, Marketplace.MoneyScience.com shall be entitled to respond in any way that we deem appropriate in our sole discretion. You acknowledge that Marketplace.MoneyScience.com may report to government authorities any actions that may be considered illegal, as well as any reports it receives of such conduct. When requested, Marketplace.MoneyScience.com may cooperate with government authorities in any investigation of alleged illegal activity.

2.2. Marketplace.MoneyScience.com may remove or modify any submission that Marketplace.MoneyScience.com determines, in its sole discretion, violates the terms of this Agreement or are otherwise deemed by Marketplace.MoneyScience.com to be inappropriate for posting.

3. Non-Commercial Submissions to Marketplace.MoneyScience.com

3.1. You will retain ownership rights in such submissions. However, by submitting your post or comments to us, you hereby grant to Marketplace.MoneyScience.com, a perpetual, non-exclusive, fully paid, royalty-free, worldwide license (with the right to sub-license through multiple tiers of sub-licensees) to use, copy, modify, adapt, transmit, and distribute your submissions unless otherwise restricted by this Agreement including as provided by our Privacy Statement. Where any additional restrictions are imposed, they shall be documented as follows:-

3.1.1. For Documents or other Electronic Collateral submitted through the listing process :- Contributors may further reserve their rights by including an appropriate copyright statement attributing ownership of the copyright to the licensor party, (including reference to any right to distribute afforded by any license obtained from the copyright holder (where applicable) and reference or link to the appropriate licensing terms), within the relevant section of the submitted material
3.1.2. For trademarks, logos or other commercially sensitive content:- Where such content is included in posts, profiles, etc for display on the site, or uploaded into media galleries or file repositories within the site, an appropriate copyright notice should be displayed with the content. For images, audio and video content, it is recommended that such notices are explicitly superimposed on the artifact itself, or the artifact is mounted on a suitable canvas along with the copyright notice so as to cause them to be intrinsically bound together (for example by flattening the layers of an image to create a new image including both the original artifact and the copyright notice), or the copyright notice is bound to the artifact as metadata in a way which causes it to be carried with the artifact when it is saved, copied or reproduced, and which is readily accessible to anyone attempting to do so (such as its inclusion in the associated "properties" field.

3.2. Where the artifact or embed code has been made explicitly available by the copyright holder for the purposes of syndicating the underlying service or content, the contributor is responsible for ensuring that the terms of use are complied with and any associated requirements for attribution, copyright notices or display of license terms are displayed.

3.3. Marketplace.MoneyScience.com will not accept any liability for the display of such content on its platform, and by accepting these terms the contributor accepts all liability for the consequences of any copyright violation, and holds Marketplace.MoneyScience.com indemnified accordingly. In the event of any complaint regarding such usage, Marketplace.MoneyScience.com reserves the right to suspend the availability of the content and disclose the identity of the contributor to the complainant in the event that in Marketplace.MoneyScience.com’s reasonable view there is any basis to the complaint, or if required to do so by any legal process or statutory authority in any relevant jurisdiction.

3.4. The contributor shall be solely responsible for any consequential loss, interruption of continuity of service to subscribers to the content or any derived work, and responsible for refunding any monies due to subscribers in respect of content sold but not delivered, or delivered in violation of terms of use. Marketplace.MoneyScience.com will not accept any responsibility for the consequences of such failure and resolution shall be solely a matter for resolution between the subscriber and the contributor. By accepting these terms of service, users indemnify Marketplace.MoneyScience.com from any claim or liability associated with the use of such content; whether as user, subscriber or contributor, and agree not to pursue remedy against Marketplace.MoneyScience.com to the fullest extent permissible in law.

3.5. Where content includes descriptions, implementations, or examples of technical components, business methods or other elements subject to Patent or Patent Pending, the Patent Holder may optionally display a notice alerting user to the existence of the Patent and associated registration details.

3.6. You further represent and warrant that:

3.6.1. You agree to pay all royalties, license fees and any other monies owing any person by reason of any submission posted by you on or through the Site. You shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights, or any other harm resulting from any submissions.
3.6.2. All non-commercial contributions to the Site shall be regarded as being contributed under the terms of a Creative Commons Attribution-Share Alike 2.0 UK: England & Wales license, unless explicitly associated with another license, either as explicitly listed according to the procedures listed above or as defined using any specific license management facilities provided within the Site, and in the absence of such explicit provisions you hereby grant to other users of the site the right to use, copy, modify, adapt, transmit, and distribute your submissions in accordance with the terms of such license. You further represent and warrant that:
3.6.3. You own all right title and interest in your submissions or otherwise have the right to grant the license set forth herein, and
3.6.4. The posting of your submissions on or through the Site does not (and will not) violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.
3.6.5. You agree to pay all royalties, license fees and any other monies owing any person by reason of any submission posted by you on or through the Site. You shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights, or any other harm resulting from any submissions.